Investing in 2013

Experts in financial consulting say that 2013 will be also in the middle of economic crisis but also full of opportunities. The most profitable invests seem to be in rare metals, services and agriculture. Investing in internet business is going to be a further smart idea.Do you happen to have some money and you want to invest it this year?

If you don’t want to make huge effort and you are willing to earn safe and secure, then place your money in gold, silver or diamonds. 
2013 will be 2012 alike from many points of view.

Golden price has been increasing in the last 12 years, which is the longest period of appreciation in the last 90 years for this metal.
Silver and precious stones also have had a nice evolution, as silver price has grown twice faster than gold price, so investing in this metal seem to be a advantageous.
This year, more than ever, consultants tell us to chose real estate as a secure investment aspect. Prices in this industry got lower in this period, as they reached the level they had back in 2006 – 2007. Investing in agricultural lands or farming lands is even a smarter choice as starting 2014, foreign investor will be able to buy these kind of areas. Some of them are already investing and they are expecting big crops profits.

Another business related idea is to collect and deliver fruits and vegetables. Import products will get more expensive as they are all affected by inflation. If you can find providers at very small prices you can start to deliver in  retail markets and make good profit. Or you can start a small business with stores proximity in big cities where you can sell  fruits and vegetables at competitive prices.

Why do I need a strategy for investing?

In is necessary for every one who wants to become an investor to set a strategy. According to this strategy, he can think about a portfolio and also he can decide tactics for buying the shares. He will also be able to set for how long he will be keeping or when is the perfect time to sell the shares. Without a strategy, people will invest at random and will have no clue about how he can reach for efficiency  and  productivity.

For example, if a person decides to sell stocks every time  the market is slumping, it will be difficult for him/her to reach his goals. Long term success of investments depend on the financial instruments people chose to work with. Financial consultants agree that investing strategy is crucial when they suggest the perfect investments. Before investing anything, a person should analyze his financial situation and set clear objectives: how much money should they save for utilities? 

How much money should be saved for unpredictable expenses? Which is the amount of money that should be saved in order to reach the goal: buying a house, buying a car, ensuring extra money for retirement? Mutual funds are usually chosen to achieve different financial goals. In some surveys carried out abroad, over 80% of respondents confirmed that they invest in mutual funds to supplement the incomes of retiring. First step for making an investment decision is to set a goal.

Each person can decide how much he wants to invest and for how long he will be keeping money in the Fund. For example, if he wants funds for retirement period, then it is a long-term investment. Depending on this chosen period, there is a risk that can be assumed. can be established. As a general rule, the longer this period is , the major risks can be assumed. Short term investments require a more careful approach.

A higher risk will always offer the possibility to gain extra yield.